Corporate Insurance

Corporate Insurance

Comprehensive Risk Protection

Safeguards your property, health, vehicles, and other assets against unforeseen events. Ensures financial support when accidents, damages, or losses occur, helping you manage risks effectively.

Property & Casualty Insurance

Standard Fire & Special Perils Policy

This policy protects your buildings, stock, machinery, and assets against fire, explosion, lightning, storms, floods, and other specified perils. It helps businesses safeguard property and maintain continuity when unexpected physical damage disrupts operations.

Industrial All Risk (IAR) Policy

A single comprehensive policy covering industrial property damage and business interruption. Ideal for manufacturing units needing broad protection for buildings, machinery, stock, and loss of profit arising from insured events.

Boiler & Pressure Plant Insurance

Covers sudden and accidental explosion or collapse of boilers and pressure vessels. Designed for facilities working with high-pressure equipment where failures can cause significant damage and downtime.

Contractor’s All Risk (CAR) Insurance

A project insurance policy that covers civil construction work against accidental damage, material loss, and third-party liabilities. Suitable for contractors, developers, and builders managing active construction sites.

Erection All Risk (EAR) Insurance

Covers installation and erection of plant, machinery, equipment, and structures. Protects against accidental physical loss, testing risks, and third-party liabilities during the project period.

Marine Insurance

Marine Cargo (Overseas)

Provides coverage for goods transported internationally by sea, air, or land. Protects cargo owners from loss, theft, or damage during transit, handling, or temporary storage.

Marine Cargo (Inland)

Covers loss or damage to goods transported within India by road, rail, air, or inland water routes. Suitable for manufacturers, traders, distributors, and logistics-heavy businesses.

Liability Insurance

Directors & Officers (D&O) Liability Insurance

Covers directors and senior leadership against legal claims arising from managerial decisions, errors, or alleged wrongful acts. Helps protect personal assets and ensures leadership stability.

Cyber Liability Insurance

Protects businesses from cyber-attacks, data breaches, ransomware, and digital business interruption. Designed for companies handling sensitive information or operating digitally.

Commercial General Liability (CGL)

Covers a business against third-party claims of bodily injury, property damage, and legal expenses arising from operations. A core risk management policy for most industries.

Employees Liability Insurance

Covers employer liability towards employees for workplace injuries, accidents, or occupational diseases. Helps companies meet statutory and legal obligations.

Professional Liability (Errors & Omissions)

Provides coverage for professionals against claims due to errors, negligence, or service-related lapses. Ideal for consultants, advisors, architects, financial services, and IT firms.

Employee Benefits

Group Health Insurance

Provides comprehensive medical coverage for employees and dependents with cashless treatment at network hospitals. Helps employers support employee well-being and reduce financial burden from medical emergencies.

Group Personal Accident Insurance

Covers employees against accidental death, permanent disability, and injury. Essential for companies with field staff or workforce exposed to physical risks.