General Insurance
Comprehensive Risk Protection
Safeguards your property, health, vehicles, and other assets against unforeseen events. Ensures financial support when accidents, damages, or losses occur, helping you manage risks effectively.
Safeguards your property, health, vehicles, and other assets against unforeseen events. Ensures financial support when accidents, damages, or losses occur, helping you manage risks effectively.
Drive worry-free with comprehensive protection for private cars, two-wheelers, and commercial vehicles against accidents, theft, fire, and natural disasters, along with mandatory third‑party liability cover. Enjoy cashless repairs at network garages, quick claim assistance, and optional add‑ons to reduce out‑of‑pocket costs.
What’s covered
Add‑ons and options
Safeguard health and finances with coverage for hospitalization, daycare procedures, ambulance services, and critical illnesses, with access to a wide cashless hospital network. Choose from individual, family floater, senior plans, and top‑ups to optimize premiums.
What’s covered
Who should buy
Protect both structure and contents from fire, theft, and natural disasters, ensuring peace of mind for homeowners and tenants. Include alternative accommodation cover to maintain living continuity during repairs.
What’s covered
Who should buy
Travel worry‑free on domestic and international trips with medical emergency cover, trip cancellation/interruption, lost baggage protection, and 24/7 worldwide assistance. Get quick online issuance for planned or last‑minute journeys.
What’s covered
Who should buy
Safeguard property, plant, and stock against fire and named perils to maintain business continuity and protect balance sheets. Bundle business interruption and machinery breakdown for cash‑flow resilience.
What’s covered
Who should buy
Cover cargo in transit across road, rail, air, sea, and inland waterways with single‑transit and open policies, including door‑to‑door protection and flexible clauses. Speed up trade with seamless documentation and claims.
What’s covered
Protect construction and infrastructure projects across the lifecycle with cover for contract works, equipment, and third‑party liabilities. Tailor Construction All Risks (CAR) or Erection All Risks (EAR) depending on project type.
What’s covered
Who should buy
Ensure statutory compliance and employee welfare with coverage for workplace injuries, medical expenses, disability, death benefits, and legal liabilities. Ideal for contractors, factories, and labor-intensive operations.
What’s covered
Who should buy
What’s covered
Who should buy
Protect against third‑party bodily injury, property damage, and professional negligence, including defense costs and court‑awarded damages. Build a liability stack suited to industry, scale, and contracts.
Coverage options
Who should buy
Build employee benefits with group health and GPA to improve retention, morale, and productivity, supported by cashless networks and flexible family coverage. Customize limits, add wellness, and streamline onboarding to control costs.
What’s covered
Who should buy
Support rural livelihoods with coverage for cattle against death due to accident or disease, reducing income shocks for farmers and dairy owners. Simple processes, transparent terms, and quick claim turnaround.
What’s covered
Manage Agri risks with index‑based coverage tied to parameters like rainfall, temperature, wind, and humidity for quicker, objective payouts. Protect crop yields and farm incomes against adverse seasons.
What’s covered
Claims and documents
Provide performance and contractual guarantees that transfer risk and assure beneficiaries of financial protection if obligations aren’t met. Strengthen bids, contracts, and project governance with tailored surety solutions.
What’s covered
Who should buy
Protect borrowers and families by covering loan EMIs during disability or unemployment, reducing default risk and preserving credit health. Suitable for personal, home, auto, and business loans.
What’s covered
Who should buy
Claims and documents
Ratnaafin Insurance Broking Private Limited | CIN: U66000GJ2019PTC110264
| Registered Office: 201, 202 - Shilp Aperia, Nr. Landmark Hotel, Iscon Ambali Road, Bodakdev, Ahmedabad, Gujarat, India, 380052
| IRDAI Broking Registration No.: 724 | License Category: Direct Broker (Life & General). Valid till 05.07.2026
Disclaimer For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding sales.
Disclaimer: Insurance is the subject matter of the solicitation. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.